Banks & Issuers

BANKING & FINTECH

Launch a collaboration-enabled payment-linked promotion scheme allowing your merchants to provide real time special offers to your customer base. 

Introduce sophisticated payment-linked promotions to your cardholders which are fully merchant funded.

Award cardholders based on their purchases at participating merchants and the usage of their payment/bank cards. Allow cardholders to collect cashback in their eWallets which are auto-spent, i.e., credited back into their card.

Powerful Scheme Features

Multi-Merchant Promotions

Introduce sophisticated payment-linked promotions to your cardholders which are fully merchant funded.

Award cardholders based on their purchases at participating merchants and the usage of their payment/bank cards.

Allow cardholders to collect cashback in their eWallets which are auto-spent, i.e., on future purchases.

Allow merchants to update their own offers to keep your scheme fresh, repeating customer interaction.

 

PSD2 compliant multi-currency EMI-Wallet

The CRM.COM eWallet fully conforms to the EMI regulations as published by the European Central Bank and in accordance to PSD2. Being deployed in New Zealand compliance is guaranteed and maintained.

Give your customers the ability to use the eWallet as a method of payment across your own brand, generate usage by letting your banking merchants use it as a promotional channel.

Provide a hassle free, time saving experience with fast payments and optional card on file, simply via a smartphone.

Enhance your eWallet-based solution, allow customers to hold funds in multiple currencies, create IBAN accounts and issue cards (virtual or physical).



Bigger, Conditional awards

Conditional awards mean bigger bank promotions. Conditional cashback allows you to introduce awards in the range of 10% – 20%.

Simply because you can channel the awards towards specific products, months, days, times or outlets, where the benefit for the merchant is higher.

This allows for better utilization of your free capacity and the promotion of your merchant customers slow or out of season products. Allow your merchants to self manage there promotions and allow your loyalty management team to engage with your bank merchants.

Designed for the financial industry.

Set up your EMI business with complete eWallet functionality, fully aligned to your internal policies and KYC rules.

  • Multiple funding sources
  • Multiple transaction types
  • Multiple fee types

Transactions are secured by One Time Passwords (OTPs).

Easily set up an amazing product catalogue with flexible pricing. Structure your fintech subscriptions by applying different usage allowances and service levels to meet the needs of even the most demanding digital customer.

Launch a collaboration-enabled payment-linked promotion scheme allowing merchants to provide real time offers to your customer base.



Bank & FinTech product promotions

Award customers who have accomplished specific financial achievements.

Award those who have reached specific key product objectives.

A few examples are:

  • Get a vehicle finance and earn $50 cashback.

  • Don’t miss a loan installment and earn $20 cashback to spend at selected merchants

  • Use eBanking and do 10+ transactions in a calendar month and earn $3 cashback

Value added Merchant Gift Cards

Gift cards have always been an appropriate gift on special occasions.

Allow your customers to purchase physical or electronic passes (gift cards).

Passes the new buzz word for digital gift cards can be spent at a specific merchant or a group of merchants.

Customers can purchase passes specifying the amount they wish to top-up the pass / gift card and customers can send that value to friends or family having the receiver spend instantly or they can visit instore to redeem.

This eliminates card costs, courier costs, increases security, reconciliation whist allowing extended customer acquisition by communicating at the spend to join your reward scheme increasing membership sign ups.

Scheme Eco-System

Via PAYMTS, not only you can create your internal channel structure of merchants, venues and service providers but uniquely you can cooperate with other businesses in aggregating products and services and sharing promotions and offers.

Blend subscriptions and bundled tiers into your product and fee structure and enjoy increased termed revenue. Introduce merchant-funded promotions to retain and grow your customer base.

Eliminate your current internal scheme costs and use our solution to promote your merchant offers to enhance your merchant banking services. 

NEXT: Retail & Hospitality