Custom Payment Services

Deploy your Membership scheme

Custom Deployments

NZ Digital Cash - NZD, Points, or Tokens

Every consumer scheme in New Zealand uses, points or tokens to represent the value being earned. A token / point allows for instant reward points to be issued without the need for real money to be settled. One Token or One Point would be equal X quantity of Digital Cash, so a end user needs X number of points to equal one New Zealand Dollar. This is why with some schemes you need 1000s of points to equal $1.

The total amount of points or tokens required is then required for a user to redeem the points for an item of value. Our system allows for points, tokens, NZ Digital Cash (such as the RBNZ’s proposed Central Bank Digital Cash), or New Zealand Dollars to be used for all loyalty processes.

Payments values, loyalty values, cashback values, gift card balances, are displayed as a Digital Dollar value, making it easy to understand for all end users when sending or receiving transactions.

All custom developed solutions use NZ digital cash, which can be reflected to consumers as points or as a value.

Our white-label wallets can be fully customized within you scheme to meet scheme-operator requirements.

Built to Power a Country

Our software architecture is built to serve enterprises, payment system operators, and schemes, through a Multi-layer, Multi-scheme, Multi-Tenant service interface (in addition to retail and consumer facing modules) which allows us to assist businesses (up to and including Banks) to pick from or deploy the payment scheme of their choosing.

Whether customised as a bank-lead initiative, or a captive loyalty and CRM system for Retailers, networks of retailer(s), transactions are instant, settlement is immediate, and rewards and offers are credited to consumers and are redeemable instantly, making our software arguably one of the most powerful solutions in the NZ Marketplace, and appealing to Scheme provider(s), qualifying Finance service providers, and Government departments.

If your existing scheme runs on the old legacy loyalty servers, or non-real-time payment rails, consider using our migration tools to manage a total-service migration, managed and augmented by our A.I. content, policy, and catagorisation bots, to ensure

Payment schemes that offer on account services that offer rewards for purchases can streamline functionality, cut costs, & transactional fees.

The Ultimate Ecosystem

The software was designed from the ground up as an ecosystem platform, enabling your business to engage with other businesses to enrich your offerings to your customers.

You can be a service owner, where you run your own solution and sign up businesses, typically suited for regional or industry focused providers, such as a bank, a telecom provider, payments scheme or a technology provider.

Provide enterprise membership to your customers, create your internal channel structure of merchants and venues but uniquely you can cooperate with other businesses (the business community) in aggregating products and services and sharing promos and offers. No other solution provides the power we can offer.

Powerful APIs and Security

Our APIs are designed around REST, allowing you to access and extend the software’s current functionality in a simple, programmatic way using intuitive URL endpoints, conventional HTTP requests, response codes, authentication and verbs.

Back-Office API is designed with a main focus on users and external systems that desire to access and extend the functionality.

Self-Service API is designed with the main focus on developers of Mobile or Web based Applications, while being secure and performant. Use our APIs to even create your own app

All core systems are fully encrypted. Visit our API engine here.

Application Programming Interface

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